Free planning tools

Florida Real Estate & Investment Calculators

Model financing, rental income, Airbnb, construction and Florida living costs before evaluating a specific property or scenario.

Choose by decision

What do you want to calculate?

Start with the question you are trying to answer. Each tool is designed for a different type of scenario.

How much could this property cost each month?

Florida Mortgage Calculator

Estimate monthly mortgage payments, taxes, insurance, HOA and total interest.

Best for: Buyers estimating financing and recurring ownership costs
  • Payment
  • Taxes
  • Insurance
  • HOA
Calculate monthly cost

Could a long-term rental generate a good return?

Florida Rental Property Investment Calculator

Model rental cash flow, cap rate, cash-on-cash return, appreciation and refinance scenarios.

Best for: Investors evaluating long-term rental income
  • Cash flow
  • Cap rate
  • Cash-on-cash
  • Appreciation
Analyze rental return

Could this property work as an Airbnb?

Florida Airbnb Investment Calculator

Estimate short-term rental revenue, occupancy, expenses, cash flow and investment returns.

Best for: Investors evaluating short-term rental scenarios
  • Nightly rate
  • Occupancy
  • Expenses
  • Returns
Analyze Airbnb

Could a construction project be financially attractive?

Florida Construction Investment Calculator

Analyze lot cost, construction cost, selling costs, profit, ROI and leverage.

Best for: Investors comparing cost, sale value, profit and leverage
  • Total cost
  • Profit
  • ROI
  • Leverage
Analyze construction

Planning a move to Florida?

Plan your Florida living costs too

How much could it cost to live in Florida each month?

Florida Cost of Living Calculator

Build a monthly Florida budget for housing, food, transportation, health and lifestyle expenses.

  • Housing
  • Transportation
  • Food
  • Healthcare
Calculate cost of living

How to use the tools

Compare scenarios before evaluating a specific property

The calculators help organize financial assumptions and compare scenarios. A real decision should also consider property-specific data, community rules, insurance, taxes, financing, property condition and operations.

Use the results as a starting point to ask better questions and validate assumptions with transaction documents and qualified professionals.

From scenario to real property

The calculator gives you a scenario. FLEXPRO helps you evaluate the actual property.

Location, insurance, HOA, financing, rental restrictions, property condition and strategy can materially change the result.

These calculators provide illustrative estimates. Actual results depend on the property, financing, costs, taxes, insurance, market conditions and strategy. Not financial, tax, legal, lending or investment advice.

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